Practical tool · ZH / EN
Family Retirement Cash Flow Calculator
Lay out salaries, pensions, children’s expenses and larger purchases year by year, and see where your family may need room to manoeuvre.
Open the calculator ↗
About this project
Retirement is not one number. It is a household budget that changes from year to year.
Getting started
- Start with the calculator’s fictional example.
- Enter retirement dates, income and household expenses.
- Compare the chart with the yearly figures, then try a different set of assumptions.
Scope and limitations
Designed around current mainland China household circumstances. Results depend on your assumptions and are not investment advice. Inflation modelling is planned.